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Paying with Credit Card and/or Paypal

The reason why your credit card was being rejected was because in the past you had registered a PayPal account with that credit card number recorded in it.

However, you could pay by credit card logging into your original PayPal account

If you tried to pay by clicking “Don’t have a Paypal account” option and were trying to pay outside of their PayPal account, this may be the reason why your transaction is being stopped.

PayPal assumes that if a credit card number is in someone’s PayPal account, and then a charge is run through on the same number but not through the PayPal account, there may be fraud involved. The card might have been lost or stolen.

If you have a PayPal account, the option “Don’t have a PayPal account” will not work unless you use a credit card number that is not associated with your PayPal account.

PayPal defaults, typically to extract payments from the bank account that you have on file. If times are lean and your bank account is feeling anemic, then you may hesitate to use PayPal for purchases. It is very very easy, however, to change the payment method for a purchase once you’ve logged into your PayPal account.

When you log into your PayPal account to make a purchase, there is a link to change your payment method.

When you click the change link, you can then select to pay with your credit card on file.

In conclusion, if you have a credit card on file with PayPal, and want to make purchases with that credit card, you need to do it by logging into your PayPal account and selecting it as a payment method. If you try to use it without logging into your PayPal account, chances are it will be declined.